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NCFlex Accidental Death & Dismemberment Plan

Plan Options

The NCFlex Accidental Death & Dismemberment Plan pays a benefit if a participant suffers a loss as the result of a covered accident.  It also pays if the participant suffers certain disabling injuries.  The coverage is effective on or off the job, 24 hours a day, 7 days a week.  The plan offers 12 coverage levels as indicated by varying dollar amounts of benefits. 

See more plan details at NCFlex Accidental Death & Dismemberment Plan.

There is also a $10,000 Core Accidental Death & Dismemberment Plan that is available at no cost to eligible employees.  Employees must enroll in this coverage if they wish to have it. 

Eligibility

Regular (non-temp) SPA/EPA employees who work 20 hours per week (.5 FTE) or greater are eligible to enroll in the this plan.  Employees pay full cost for employee coverage in addition to any dependent coverage selected.

Effective Dates

Employees must enroll within 30 days of their hire date or within 30 days of a qualified life event.  Evidence of Insurability may apply outside of the newly hired initial 30-day eligibility period. 

Coverage begins the first of the month following your hire/start date or qualified life event.

Coverage will end on the last day of the month in which your employment ends.  For example, if your last day of work is March 20, your coverage would end on March 31.

Accidental Death & Dismemberment Insurance Premiums

Click here for monthly premiums

Enrollment

Employees can choose from two coverage levels: (NCFlex Accidental Death & Dismemberment Plan)

  1. Employee Only
  2. Employee + Family (may be employee + spouse, employee + children or employee + family)

To enroll, go to the MyPack Portal and log in. Once logged in, click on FOR FACULTY & STAFF at the top in the black bar.  In the center of the page, you will see Employee Self Service.  Click on "Enroll in Benefits", accept the campus Shibboleth ID notice (only during the first time you log in) and you will be logged in to the online enrollment system.

Coverage Changes

To make changes, go to the MyPack Portal and log in. Once logged in, click on FOR FACULTY & STAFF at the top in the black bar.  In the center of the page, you will see Employee Self Service.  Click on "Enroll in Benefits", accept the campus Shibboleth ID notice (only during the first time you log in) and you will be logged in to the online enrollment system.  Changes made in the online enrollment system by the 10th of the month should be reflected in the next payroll. 

Assist America (travel benefits)

Those enrolled in the Voluntary AD&D (not the free core AD&D) coverage also have access to the Assist America travel assistance program.  This program provides many free benefits when traveling more than 100 miles from home.  Click here for program information and a plan ID card

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