NCFlex Accidental Death & Dismemberment Plan
Plan OptionsThe NCFlex Accidental Death & Dismemberment Plan pays a benefit if a participant suffers a loss as the result of a covered accident. It also pays if the participant suffers certain disabling injuries. The coverage is effective on or off the job, 24 hours a day, 7 days a week. The plan offers 12 coverage levels as indicated by varying dollar amounts of benefits.
See more plan details at NCFlex Accidental Death & Dismemberment Plan.
There is also a $10,000 Core Accidental Death & Dismemberment Plan that is available at no cost to eligible employees. Employees must enroll in this coverage if they wish to have it.
Regular (non-temp) SPA/EPA employees who work 20 hours per week (.5 FTE) or greater are eligible to enroll in the this plan. Employees pay full cost for employee coverage in addition to any dependent coverage selected.
Employees must enroll within 30 days of their hire date or within 30 days of a qualified life event. Evidence of Insurability may apply outside of the newly hired initial 30-day eligibility period.
Coverage begins the first of the month following your hire/start date or qualified life event.
Accidental Death & Dismemberment Insurance Premiums
Click here for monthly premiums
Employees can choose from two coverage levels: (NCFlex Accidental Death & Dismemberment Plan)
- Employee Only
- Employee + Family (may be employee + spouse, employee + children or employee + family)
Enrollment is done through the State’s NCFlex Online System at www.ncflexonline.org. You will need to click on the "Register" button to begin your enrollment process if enrolling in NCFlex Benefits for the first time. If already enrolled in other NCFlex plans, simply log-in with the user ID and password previously established. The NCFlex Online System is administered by the State of North Carolina and is not connected to NCSU’s Unity ID system.
Coverage changes can only be made during annual enrollment (typically October of each year) or within 30 days of a qualified life event (death, birth, marriage, loss of coverage, etc.). Changes are done through the State’s NCFlex Online System at www.ncflexonline.org. Simply log-in with the user ID and password previously established. The NCFlex Online System is administered by the State of North Carolina and is not connected to NCSU’s Unity ID system. Once logged in, click on My Account in the upper right corner. Next click on Add Life Status Change Event. Use the drop down menu to select your qualified life event. This will allow you to make changes to your NCFlex plans.
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