NCFlex Critical Illness Plan
The NCFlex Critical Illness Plan complements your existing medical coverage by paying a lump-sum payment directly to the employee for covered conditions. The plan covers the following medical conditions:
• Category 1 incorporates certain cancer-related conditions
• Category 2 incorporates certain heart-related conditions
• Category 3 incorporates certain other conditions
See more plan details at NCFlex Critical Illness Plan
Regular (non-temp) SPA/EPA employees who work 20 hours per week (.5 FTE) or greater are eligible to enroll in the this plan. Employees pay full cost for employee coverage in addition to any dependent coverage selected.
Employees must enroll within 30 days of their hire date or within 30 days of a qualified life event. Evidence of Insurability may apply outside of the newly hired initial 30-day eligibility period.
Coverage begins the first of the month following your hire/start date.
Critical Illness Insurance Premiums
Click here for monthly premium cost
EnrollmentEmployees can choose from two coverage levels: (NCFlex Critical Illness Plan)
- Employee Only
- Spouse (Employee must be covered)
- Child(ren) (Employee must be covered)
Enrollment is done through the State’s NCFlex Online System at www.ncflexonline.org. You will need to click on the "Register" button to begin your enrollment process if enrolling in NCFlex Benefits for the first time. If already enrolled in other NCFlex plans, simply log-in with the user ID and password previously established. The NCFlex Online System is administered by the State of North Carolina and is not connected to NCSU’s Unity ID system.
Coverage changes can only be made during annual enrollment (typically October of each year) or within 30 days of a qualified life event (death, birth, marriage, loss of coverage, etc.). Changes are done through the State’s NCFlex Online System at www.ncflexonline.org. Simply log-in with the user ID and password previously established. The NCFlex Online System is administered by the State of North Carolina and is not connected to NCSU’s Unity ID system. Once logged in, click on My Account in the upper right corner. Next click on Add Life Status Change Event. Use the drop down menu to select your qualified life event. This will allow you to make changes to your NCFlex plans.
Who is my Benefits Consultant?