Birth, Adoption, and Foster Care
Birth, adoption, and foster care are qualifying status changes and create an opportunity for making changes to your benefits plans outside the annual enrollment period.
- Health Plan
- NCFlex Benefits
- MetLife Group Term Life Insurance
- Beneficiary Changes
- Child Care and Schools
- Leave of Absence Guidelines
- Taxes
Health Plan
Dependent children must be added within 30 days of the date of birth or placement to avoid pre-existing condition waiting periods. Options for coverage effective dates are either the birth date/placement date or the first of the month following the date of birth or placement. Premiums are paid on a pre-pay basis (paid one month ahead).
To make changes to your health coverage, go to https://ncsubenefits.hrintouch.com and log in with your employee ID number and password that you previously created. You can select the
"eBenefitsNow Click Here to Enroll" link on the left. This will load you into your health insurance portal. Click on "My Benefits" then "My Current Benefits". Next, click on "View/Edit Information" in the upper right corner of the blue box. It will move you through the life event section to make changes to your health coverage.
NCFlex Benefits
Health and Dependent Care Flexible Spending Accounts are excellent means of setting aside pre-tax dollars to help pay for qualified dependent care and out of pocket medical expenses. Changes to NCFlex benefits must be made within 30 days of the qualifying event date. Changes can be made through the NCFlex On-line System by logging in, clicking on "My Account" and then selecting "Add a Life Event".
MetLife Group Term Life Insurance
Dependent coverage is available for newly acquired dependent children at amounts of either $2,000 or $10,000 through MetLife Group Term Life Insurance. Newly eligible dependents must be added to your plan within 31 days of the date of birth or placement in the home; otherwise, coverage may be applied for during annual enrollment. Late enrollees must receive evidence of insurability approval.
Beneficiary Changes
To change beneficiaries for the following plans, following the associated web links:
TSERS (State Retirement System) - https://orbit.myncretirement.com
MetLife Life Insurance - http://www.ncsu.edu/human_resources/forms/benefits/met_enroll.pdf
NCFlex Group Term Life - www.ncflexonline.org
Fidelity Optional Retirement Plan - https://www.mysavingsatwork.com/atwork/uncorp.htm
Lincoln Optional Retirement Plan - http://www.lfg.com/LincolnPageServer?LFGPage=/lfg/emunc/hme/hme/rp/index.html
VALIC Optional Retirement Plan - http://www.valic.com/Home_201_28559.html
TIAA-CREF Optional Retirement Plan - http://enroll.tiaa-cref.org/uncorp/
Fidelity 403b - https://www.mysavingsatwork.com/atwork/uncorp.htm
TIAA-CREF 403b - http://enroll.tiaa-cref.org/unc403b/
Prudential 401k/457 - https://www.retirement.prudential.com/cws/ncplans/flash_index.html
Child Care and Schools
Visit our Child Care Resource Center for useful resource information, finding a child care provider, links to Triangle area school systems and more.
Leave of Absence Guidelines
Taking time off from work for birth, adoption, or foster care may be covered by the Family and Medical Leave Act, maternity leave, or sick leave policies. While on active payroll during a leave of absence, all benefit premiums continue through payroll deduction.
If a portion or all of a leave of absence will be without pay, contact your Benefits Consultant immediately to discuss benefit premium payment options.
Learn more about the Voluntary Shared Leave Program, through which co-workers may donate leave time to eligible recipients.
Taxes
Family status changes can lead to updating federal and/or state tax withholding exemptions. Visit the University Payroll web site to obtain withholding forms, and to estimate your tax liability.