Dependent Eligibility
Dependent children are only eligible to be included in your benefits plan within certain age ranges and under certain conditions.
Health Plan
New state and federal laws have been enacted regarding dependent coverage. Previously a child over age 19 would have to be a full-time student to remain on the State Health Plan. However, under a new state law, a dependent between the ages of 19-26, who is currently covered on the State Health Plan, may remain covered regardless of student status. The dependent cannot be married nor have health coverage provided by his/her employer.
In July 2011, the federal law regarding dependent coverage goes into effect. This will allow any dependent between the ages of 19-26 to remain/enroll in the State Health Plan on the parent's coverage regardless of student status. The dependent cannot be married nor have health coverage provided by his/her employer.
NCFlex Benefits
Dependent children may be covered until age 19 (age 22 for the cancer plan) or 26 if a full time student. Dependent Day Care Flexible Spending Accounts can be used for children up to the age of 13. Contact the University Benefits Office approximately 30 days prior to the child's birth date to adjust NCFlex benefits and/or spending account deduction amounts.
Children who lose dependent status due to age are eligible to continue most benefits through COBRA or portability provisions. COBRA materials will be sent to the home address and must be responded to in a timely manner to ensure continuation of coverage.
Visit the NCFlex web site for details on each benefit, and consult with your Benefits Consultant for instructions on making changes.
MetLife Group Term Life Insurance
Coverage is available for dependent children up to the age of 19 or 23 if a full time student. Coverage for dependent children who lose dependent status due to age may be converted to an individual policy.
Contact the Benefits Office to remove ineligible dependent children approximately 30 days prior to the date of ineligibility, and to request conversion information.
Taxes
Family status changes can lead to updating federal and/or state tax withholding exemptions. Visit the University Payroll web site to obtain withholding forms and to estimate tax liability.