Legal Separation and Divorce
In North Carolina, legal separation begins on the date that a husband and wife move into separate residences with the intent to continue living apart from one another.
- Health-Related Benefits and Life Insurance
- Court-Ordered Dependent Coverage
- Beneficiary Changes
- Name and Address Changes
- Taxes
- Legal Matters
- Financial Planning
Health-Related Benefits and Life Insurance
Health insurance changes are made online. Go to https://ncsubenefits.hrintouch.com and log in with your employee ID number and password you created. You can select the "eBenefits Now Click Here to Enroll" link on the left. This will load you into your health insurance portal. Click on "My Benefits" then "My Current Benefits". Next, click on "View/Edit Information" in the upper right corner of the blue box. It will move through the life event section for making changes to the health coverage.
NCFlex (dental, vision, flex spending, etc.) changes can be made by going to www.ncflexonline.org to log in. Once logged in, select "My Account" in the upper right corner. Then on the left side, select "Add a Life Event". Follow the steps to make changes to your coverages.
For assistance and information on what changes are permissible and how to make changes, contact your Benefits Consultant.
Court-Ordered Dependent Coverage
If a court order requires providing dependent children with health related benefits, a copy of the court order must be provided as supporting documentation. In some cases, proof of prior coverage is required to support a waiver of waiting period for pre-existing conditions.
Contact your Benefits Consultant for assistance.
Beneficiary Changes
Keeping beneficiary information current and on file brings peace of mind to yourself and loved ones. Legal separation and divorce may prompt the need for timely beneficiary updates to life insurance, accidental death and dismemberment and retirement plans.
To change beneficiaries for the following plans, following the associated web links:
TSERS (State Retirement System) - http://www.myncretirement.com
MetLife Life Insurance - http://www.ncsu.edu/human_resources/forms/benefits/met_enroll.pdf
NCFlex Group Term Life - www.ncflexonline.org
Fidelity Optional Retirement Plan - https://www.mysavingsatwork.com/atwork/uncorp.htm
Lincoln Optional Retirement Plan - http://www.lfg.com/LincolnPageServer?LFGPage=/lfg/emunc/hme/hme/rp/index.html
VALIC Optional Retirement Plan - http://www.valic.com/Home_201_28559.html
TIAA-CREF Optional Retirement Plan - http://enroll.tiaa-cref.org/uncorp/
Fidelity 403b - https://www.mysavingsatwork.com/atwork/uncorp.htm
TIAA-CREF 403b - http://enroll.tiaa-cref.org/unc403b/
Prudential 401k/457 - https://www.retirement.prudential.com/cws/ncplans/flash_index.html
Taxes
Legal separation and divorce can lead to the need for updating both federal and state tax withholding exemptions. Visit the University Payroll web site to obtain withholding forms, and to estimate your tax liability.
Legal Matters
If you currently participate in the Hyatt Legal Plan, services such as family law, real estate matters, wills and estate planning may be available to you at a reduced cost.
Visit the Hyatt Legal Plan web site and use password 2660010 to find out what help is available.