Credit Report Addresses

To get copies of your credit report write or call following:

• Experian (formally known as TRW)- 701 Experian Parkway, Allen, TX 5013;P.O.Box 2104,Allen,TX 75013-2104;P.O. Box 949,Allen,TX75013;(1-888-Experian or 888-397-3742) (800-682-7654) Fax #(972) 390-1680
  www.experian.com for more information or to order online
• Equifax Information Services Center , P.O.Box 740241, Atlanta, Georgia 30374-0241. (800-685-111) or CBI,223 Stoneridge Drive, Suite 1, P.O. Box 1446, Columbia, South Carolina
  www.equifax.com for more information or to order online.
• Transunion Consumer Relations , P.O. Box 1000, Chester , PA 19022;760 Sproul Rd., P.O Box 390, Springfield, PA 19064-0390 (800-88-4213) (800-680-7289)
  If you already have a copy of your report and have questions , you may call, 1-800-916-8800 www.transunion.com for more information or to order on-line
  
  Please keep in mind that different creditors may use different credit reporting companies. Just because something does not appear on one credit card report does not mean that it will not appear on another.
  All of the credit bureaus will provide you a free copy of your credit report if you have been denied credit within the past 30 to 60 days, have been a victim of fraud, unemployed (usually requires proof of receiving unemployment benefits) or if you are on AFDC. If so, present them with a copy of the letter of denial of credit, police report for fraud, unemployment benefits or AFDC benefits and you should get copy of your credit history free of charge.

Otherwise, the current cost to obtain a copy of your credit history is $9.00.

Federal Law now allows one free credit report a year. Due to the expected demand for requests, a clearing house with process and procedure is being created and implemented by regions of the country with expected compliance for the East coast by September 2005. 3-4-2005

http://www.ftc.gov/bcp/conline/pubs/credit/freereports.htm 3-4-2005

REMOVAL OF NAME FOR MAILED ADS: 3-4-2005

The following is the address to have your name removed from many mailing and/or telemarketing lists, Contact the Direct Marketing Association:

Mail Preference Service: P.O. Box 9008,Farmingdale, NY 11735-9014
Telephone Preference Service: P.O. Box 9014,Farmingdale, NY 11735-9008

FTC Identity Theft Hotline:

Identity Theft Clearing House
Fedral Trade Commission
200 Pennsylvania Avenue, NW
Washington,DC 20580
1-877-438-4338

For more information visit www.consumer.gov/idtheft

"Do Not Call" Registry: Call 1-888-382-1222 from the phone from which you do not want to receive any unsolicited telemarketing calls or register online at

http://www.nocallsnc.com/ 3-3-2005