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Postdoc Health Insurance

Eligibility and Effective Dates

Health insurance is offered to postdoctoral scholars/house officers, who are paid through the University payroll system.  To be covered under this benefit plan, postdocs/house officers must be on an active, paid assignment of at least .75 FTE (30 hrs/week).

Health insurance coverage begins on the first of the month following the hire date. (Ex. hired 5/1, coverage begins 6/1; hired 5/31 coverage begins 6/1)

Coverage will end the last day of the month in which the appointee terminates-unless the termination date is the first of the month; then the coverage ends on the first of the month.  (Ex. termination 4/30, coverage ends 4/30; termination 5/2, coverage ends 5/31; termination 5/31, coverage ends 5/31 

Premium Rates


2016-2017 MONTHLY RATES:

Coverage Options University Cost * Postdoc Cost**
Postdoc/House Officer Only $317.85 $0.00
Postdoc/House Officer and Spouse $317.85 $317.84
Postdoc/House Officer and Child/Children $317.85 $317.84
Postdoc/House Officer and Family $317.85 $635.68
* The University pays the premium for BCBSNC and the fee for NC State Student Health Center.
** Postdoc/House Officers pay by bank draft through BCBSNC for dependent coverage.

Plan Administration

The Postdoc/House Officers Medical Plan is underwritten by Blue Cross/Blue Shield of North Carolina and administered by BCBSNC, phone: 800-579-8022.

A Summary of Benefits can also be obtained at BCBSNC.

View a 10-minute online presentation about your health plan options.


Enrollment Process

Complete the Postdoc/House Officers Medical Coverage Enrollment form and return it to the HR Benefits Office either by fax at 919/513-2528, campus mail at Campus Box 7215 or by regular mail at HR Benefits Campus Box 7215, Raleigh, NC 27695-7215 within 30 days of employment date.

Enrollment for dependents must be done through BCBSNC, phone: 800-579-8022.

Plan Information/Questions

     BCBS Summary of Benefits

     Click here for a 10-minute online presentation about the Postdoc health plan.


Retirement Plans

Postdocs may participate in voluntary retirement programs through the UNC System Voluntary 403(b) Program and the North Carolina Public Employee Deferred Compensation 457 Plan. 
UNC System Voluntary 403(b) Plan

UNC System 457 Plan
North Carolina Public Employee Deferred Compensation 457 Plan


Full-time (1.0 FTE) postdocs/house officers earn one day of paid time off for annual leave and one day of sick leave on a monthly basis for a total of 12 days each (i.e., 12 annual leave days and 12 sick leave days) per year.  Leave is prorated for part-time postdocs who work half-time or more (.05-.99 FTE).  Leave accrual and use must be tracked in the HR Web Leave system.  Review Section 9 at Policy, Regulations & Rules for Postdoctoral Scholars for more details on leave. 

NC State University

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